Sarah's birthday plan was to taste her first drink and lose her virginity on the same night. When her boyfriend lets her down, she goes ahead with the drink and is mistaken for a call girl, much to her delight. It is the most thrilling night of her life and leads Sarah into regular secret liaisons in top hotels with strange and exciting men—for cash. Sarah finds she has a natural talent for satisfying her kinky clients' fetishes. All is well until a sexy, dominant client ignites her deepest desire and then shows up as a professor at her college. Already complicated for this student call girl, life becomes a heady mix of love and lust as she learns her lessons both in the classroom and over the knee.