Professional Real Estate Problem Solving Using the HP 12C
TABLE OF CONTENTS: PROGRAM INDEX PREFACE QUICK STARTING THE HP-12C 1-20 SOLVING FOR FUTURE VALUE 21-31 BASIC FINANCIAL CALCULATIONS 32-45ADJUSTABLE RATE MORTGAGES 46-50 COMPUTING THE BALLOON PAYMENT 51-54 COMPUTING ACCUMULATED INTEREST, PRINCIPAL REDUCTION, AND LOAN BALANCE 55-57 COMPUTING A FIXED MONTHLY PAYMENT WITH A BALLOON PAYMENT LOAN 58-60; SALE ON LAND CONTRACT WITH A BALLOON PAYMENT AND SUBSEQUENT DISCOUNTING OF CONTRACT 61-62 BEGINNING OF THE PERIOD LOAN PAYMENTS 63-64 PRESENT VALUE 65-73 HOME BUYER INCOME QUALIFICATION METHODOLOGY 76-130 BUYDOWN MORTGAGES 131-133 BLENDED RATE MORTGAGE 136-137 INTERNAL RATE OF RETURN (IRR)137-140 MODIFIED INTERNAL RATE OF RETURN (MIRR) 141-146 NET PRESENT VALUE 147-153 SPREAD SHEET: MANUAL CASH-FLOW PROJECTION 154-165 GRADUATED PAYMENT MORTGAGES (GPMs) 177-195; THE GROWING EQUITY MORTGAGE (GEM) 196-205 WRAPAROUND MORTGAGES 206-220 LEASE ANALYSIS 221-247 INTEREST RATE CONVERSIONS 248-252 APPRAISAL--AN INTRODUCTION 253-300 INDEX 301-302